What Will My Benefits Cover?

WHAT WILL MY BENEFITS COVER?

TYPES OF WORKERS’ COMPENSATION BENEFITS IN NEW ORLEANS

The attorneys at Mitchell & Associates keep track of all the types of workers’ compensation benefits you should be receiving.

Your Three Kinds of Workers’ Comp

Getting hurt at work sends your life into disarray. When you’re Too Hurt To Work^TM, your situation gets complicated. You have several different needs:

• You need help recovering from your injury.
• You need money so you can cover expenses while you can’t work.
• You need guidance getting back into the workforce when you’re ready.

So workers’ compensation comes in three different forms to help you in these areas.

You can get medical benefits to cover your health care, indemnity benefits to replace some of your lost wages and vocational rehabilitation to help you get back to work.

But not all forms of workers’ comp are created equal.

You should receive benefits promptly. You should keep getting benefits regularly. Workers’ comp claims adjusters shouldn’t use any part of your claim to reduce or terminate other benefits.

A lot can go wrong. But the attorneys at Mitchell & Associates are on a mission to make the system work for you.

Indemnity Benefits

Medical Benefits

With workers’ comp medical benefits, you should never have to pay to see a doctor for your injury.

Your employer and their workers’ comp insurance company should pay for all your medical care related to your on-the-job incident.

It sounds simple, but it gets complicated.

You should be able to choose your own doctor. But not just any doctor. You need someone who understands the workers’ comp system.

Vocational Rehabilitation

With vocational rehabilitation, a caseworker is supposed to help you find training opportunities and locate new jobs.

Maybe you won’t be able to do the same job after your workplace injury, so vocational rehabilitation sounds appealing.

But the job training and placement services under vocational rehabilitation tend to be weak.

Your caseworker might be trying to terminate or reduce your workers’ comp benefits, rather than helping you find legitimate new work.

With a workplace injury and a job loss, you’re already dealing with enough.

The attorneys at Mitchell & Associates can keep track of which benefits you should be receiving, so you can focus on your health. We’ll provide an initial assessment of your case for free.