Does Workers’ Comp Cover My Job?

If You Work, You’re Probably Covered

The first day you set foot in a job in Louisiana or Mississippi, chances are you’re covered for workers’ compensation.

So if you’re hurt on the job, your benefits should be automatic.

State law requires every employer to pay for workers’ comp insurance or be self-insured.

The benefits extend to all workers, including full-time, part-time and seasonal.

Children who work are also covered.

The workers’ comp laws are supposed to see to it that when you’re hurt at work and now you can’t work, you get medical help and a portion of your pay so you can move forward with your life.

Sometimes, though, the system doesn’t work in your favor. When that happens, an experienced lawyer can help you get all the benefits you deserve.

Call Mitchell & Associates at 504-527-6433 for help with your workers’ comp claim.

What Does Workers’ Comp Cover?

You could receive three kinds of benefits in Louisiana:

• Lost wages you’ve experienced because of your injury, called indemnity benefits
• Payment for medical care for your injury
• Orientation for a new kind of job – but no guarantees you’ll be able to get the new job

Is It Hard to Get Workers’ Comp?

Getting workers’ comp benefits should be simple. You were hurt on the job. You can’t work. Medical bills and daily expenses are piling up. You need help.

But it’s not always as easy as it should be:

• Sometimes employers don’t agree that you were hurt on the job.
• They might deny your claim.
• They might send you to a company doctor without telling you can you pick your own doctor.
• The workers’ comp insurance company might not send your checks when they’re supposed to.
• They might refuse to pay for something your doctor says you need.
• They might suddenly stop benefits you were already receiving.

When any of these things happen, a workers’ comp attorney who knows how the system works can help you get fair treatment and full benefits.

Mitchell & Associates will provide an initial assessment of your case for free.